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Study: Over 51% of the Romanians admit they had misunderstandings in the couple due to money

Over 51% of the Romanians admit they had misunderstandings in the couple due to money, and among the interviewees the most frequent reasons are too high expenses or meanness, shows a research made by the Banca Comerciala Romana, through the School for Money.

The study ‘ money in the couple’ shows that the Romanians prefer to keep their money joint (67%), to manage together the family budget (77%) even though only 41% have joint economy accounts.

The conclusions of the study ‘ Money in the couple’ show that 60% of the interviewees in the study contribute equally to the expenses in the house, and 65% of the Romanians did not hide economies or bonuses towards their partner.

As regards the style of managing money, 64% of the interviewees say that the style of managing money is different from that of the partner, 51% of them mention that the partner is balanced, 19% state that he is very balanced and 25% state that he/she  spends a lot.

In exchange, as regards the economies, 30% place money aside for health and children’s education, 25% for holidays, 26% for the house, and the rest for the pension, cars and other things. Similarly, 98% of the interviewees say that they consult their partner before having major acquisitions.

The study ‘ money in the couple’ was made online by Scoala de bani between 14-23 February, being covered  by 1,000 interviewees mainly from the urban environment, aged between 18 and 55 years old.

Scoala de Bani is the programme for financial education of the BCR. Over the last two years, over 1,500 employees of BCR have become, voluntarily, teachers of financial education, and managed to offer such courses to almost 370,000 Romanians.Scoala de Bani signed Romania into the Guiness Book of Records by organizing the biggest lesson of financial education in the world. There were 13,230 people from 25 cities in the country.

Banca Comerciala Romana (BCR) is a member of Erste Group, one of the main suppliers of financial services in eastern European Union. 47,700 employees serve 16.2 million clients in 2,500 branches in 7 countries (Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia). At the end of 2018, Erste Group had total assets worth 236.8 billion euro, with a net profit of 1.79 billion euro, as well as an indicator of the joint capital rank 1 ( Basel 3, fully implemented) at 13.5%.