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Quarterly Consumer Credit Reference Index up 2.65 pct per annum

The Consumer Credit Reference Index (IRCC), regulated by Emergency ordiannce 19/2019, stands at 2.65 pct per annum, calculated as the arithmetic average of the daily interest rates of interbank transactions in Q1 2022, up from 1.86 ppa three months ago, according to data announced on Monday by the National Bank of Romania (BNR).According to OUG 19/2019, "for loans granted in national currency, the interest rate will be composed of a reference index ...

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